Established Family
You are more experienced now, your bank account is larger, and it is easier to think further...
Welcome to Different Financial.
My name is Melissa Different, and I have been passionate about helping my clients achieve their financial dreams since 2002. During that year, I started my career working in Credit Unions, where I learned about day-to-day banking, lending, insurance, investments and financial planning which eventually became my passion. I felt I could utilize my knowledge to help my clients make the most out of every opportunity to save their hard-earned dollars and achieve their financial goals sooner.
I am grateful for the 10+ years that I spent at Credit Unions, I had learned a lot, but I realized that I needed to make a change BUT to where and what? One day I was inspired to act, I was going to start my own Financial Planning practice! So, in January 2016 I handed in my notice and the rest is history. I feel truly blessed to be of service to my clients and my community. I take my role as Fiduciary and a Financial Coach very seriously, and above all else I value the human connection with my clients. In my practice I try to foster, empowerment, discernment, and hope with my clients. The most important aspect isn't simply the planning process, although that matters, but the real magic is your own engagement in the process.
To my clients thank you for your loyalty and friendships over the years – You are why I do what I do! To new visitors here I hope that you have found something that resonates and if you did, I hope to connect with you sometime soon to see how I may be able to help you navigate today's complicated financial world, with grace and confidence. Thank you for stopping by my website to get to know me and why I do what makes me Different!
latest news
Mon, 05/13/2024 - 06:00
Financial success methodologies have evolved over the past 30 years with the advent of increasing computational power. Originally, planning was a simple spreadsheet projection of your current situation, plus some assumptions, such as savings rates, tax rates, investment returns and inflation rates... Read more
Mon, 05/13/2024 - 05:30
Our parents raised us; we moved out, had children of our own and raised them. Then our children moved out and had children of their own to raise. It was supposed to stop there for us, but then one day we had to look after one or both of our parents.
According to a 2020 Federal Government report1,... Read more
Mon, 05/13/2024 - 05:00
According to the Canadian Anti-Fraud Centre1, in 2023 there were over 62,000 reported fraud victims. Seniors in Canada are get bilked out of more than $500 million every year. It is estimated that as many as one in five seniors have lost money to fraudsters and most don't report it.
Even though... Read more
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Mutual funds are offered through Investia Financial Services Inc. The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered.