My name is Melissa Different.

Welcome to Different Financial.

My name is Melissa Different, and I have been passionate about helping my clients achieve their financial dreams since 2002. During that year, I started my career working in Credit Unions, where I learned about day-to-day banking, lending, insurance, investments and financial planning which eventually became my passion. I felt I could utilize my knowledge to help my clients make the most out of every opportunity to save their hard-earned dollars and achieve their financial goals sooner.


I am grateful for the 10+ years that I spent at Credit Unions, I had learned a lot, but I realized that I needed to make a change BUT to where and what? One day I was inspired to act, I was going to start my own Financial Planning practice! So, in January 2016 I handed in my notice and the rest is history. I feel truly blessed to be of service to my clients and my community. I take my role as Fiduciary and a Financial Coach very seriously, and above all else I value the human connection with my clients. In my practice I try to foster, empowerment, discernment, and hope with my clients. The most important aspect isn't simply the planning process, although that matters, but the real magic is your own engagement in the process.

My name is Melissa Different.

My name is Melissa Different.

To my clients thank you for your loyalty and friendships over the years – You are why I do what I do! To new visitors here I hope that you have found something that resonates and if you did, I hope to connect with you sometime soon to see how I may be able to help you navigate today's complicated financial world, with grace and confidence. Thank you for stopping by my website to get to know me and why I do what makes me Different!

My name is Melissa Different.

latest news

January 2023
Mon, 01/16/2023 - 05:00
From listening to the media and online commentators, we have identified two key observations that can impact your efforts to build assets and wealth over time. The first is the way many individual investors place one-way bets on their market investments. As long as the investment is making money,... Read more
January 2023
Mon, 01/16/2023 - 04:30
It's challenging to be patient in a fast-paced, immediate gratification world, but some things are worth the wait. Consider, for example, how a powerful financial reality (compound interest) can help investors accumulate a lot of assets over time to reward their patience and perseverance. Here's... Read more
January 2023
Mon, 01/16/2023 - 04:00
For many nearing retirement, lifestyle choices become more significant in determining their comfort level for the rest of their lives. They must decide whether it is better to make some of those choices now or have their circumstances force lifestyle changes later in retirement. That's the dilemma... Read more