My name is Melissa Different.

Welcome to Different Financial.

My name is Melissa Different, and I have been passionate about helping my clients achieve their financial dreams since 2002. During that year, I started my career working in Credit Unions, where I learned about day-to-day banking, lending, insurance, investments and financial planning which eventually became my passion. I felt I could utilize my knowledge to help my clients make the most out of every opportunity to save their hard-earned dollars and achieve their financial goals sooner.


I am grateful for the 10+ years that I spent at Credit Unions, I had learned a lot, but I realized that I needed to make a change BUT to where and what? One day I was inspired to act, I was going to start my own Financial Planning practice! So, in January 2016 I handed in my notice and the rest is history. I feel truly blessed to be of service to my clients and my community. I take my role as Fiduciary and a Financial Coach very seriously, and above all else I value the human connection with my clients. In my practice I try to foster, empowerment, discernment, and hope with my clients. The most important aspect isn't simply the planning process, although that matters, but the real magic is your own engagement in the process.

My name is Melissa Different.

My name is Melissa Different.

To my clients thank you for your loyalty and friendships over the years – You are why I do what I do! To new visitors here I hope that you have found something that resonates and if you did, I hope to connect with you sometime soon to see how I may be able to help you navigate today's complicated financial world, with grace and confidence. Thank you for stopping by my website to get to know me and why I do what makes me Different!

My name is Melissa Different.

latest news

Mon, 03/13/2023 - 06:00
As the recent pandemic crisis made its way around the world, creating havoc in its wake, we can be thankful most Canadians were able to weather the storm in fairly good financial shape. Now Canadians are mostly concerned about spike in the interest rates and how that will impact their financial... Read more
Mon, 03/13/2023 - 05:30
The Tax-Free Savings Account (TFSA) was introduced in 2009 to offer Canadians an incentive to save over their lifetimes. TFSAs provide tax-free growth, flexible investment options, and easy set-up and withdrawals, making this registered account a powerful tool for financial well-being. Below are... Read more
Mon, 03/13/2023 - 05:00
If you are a prudent investor, then you have a financial retirement plan that will ensure you have sufficient funds for the lifestyle you envision after you stop working. What constitutes sufficient depends on your ambitions and your hobbies, and also on how long you live. People are living longer... Read more