My name is Melissa Different.

Welcome to Different Financial.

My name is Melissa Different, and I have been passionate about helping my clients achieve their financial dreams since 2002. During that year, I started my career working in Credit Unions, where I learned about day-to-day banking, lending, insurance, investments and financial planning which eventually became my passion. I felt I could utilize my knowledge to help my clients make the most out of every opportunity to save their hard-earned dollars and achieve their financial goals sooner.


I am grateful for the 10+ years that I spent at Credit Unions, I had learned a lot, but I realized that I needed to make a change BUT to where and what? One day I was inspired to act, I was going to start my own Financial Planning practice! So, in January 2016 I handed in my notice and the rest is history. I feel truly blessed to be of service to my clients and my community. I take my role as Fiduciary and a Financial Coach very seriously, and above all else I value the human connection with my clients. In my practice I try to foster, empowerment, discernment, and hope with my clients. The most important aspect isn't simply the planning process, although that matters, but the real magic is your own engagement in the process.

My name is Melissa Different.

My name is Melissa Different.

To my clients thank you for your loyalty and friendships over the years – You are why I do what I do! To new visitors here I hope that you have found something that resonates and if you did, I hope to connect with you sometime soon to see how I may be able to help you navigate today's complicated financial world, with grace and confidence. Thank you for stopping by my website to get to know me and why I do what makes me Different!

My name is Melissa Different.

latest news

Mon, 09/11/2023 - 06:00
Monica was alarmed to hear from her mother's financial advisor expressing concern over some unusual financial requests. She called her mom, who seemed fine, but Monica couldn't get the conversation with the financial advisor out of her head. She travelled to see her mom in person and was dismayed... Read more
Mon, 09/11/2023 - 05:30
Working towards financial independence includes assumptions about how the world operates and how we navigate within that environment. These assumptions work best when the world remains the same allowing you to make reasonable future projections. Challenges come when changes occur in the operating... Read more
Mon, 09/11/2023 - 05:00
Roger and Linda, like many Canadians, have saved for years for their retirement. They took advantage of RRSPs and now have a substantial amount of savings. As Roger will turn age 71 this year, they need to decide on the best strategy for using their RRSPs for their retirement income needs. Until... Read more