My name is Melissa Different.

Welcome to Different Financial.

My name is Melissa Different, and I have been passionate about helping my clients achieve their financial dreams since 2002. During that year, I started my career working in Credit Unions, where I learned about day-to-day banking, lending, insurance, investments and financial planning which eventually became my passion. I felt I could utilize my knowledge to help my clients make the most out of every opportunity to save their hard-earned dollars and achieve their financial goals sooner.


I am grateful for the 10+ years that I spent at Credit Unions, I had learned a lot, but I realized that I needed to make a change BUT to where and what? One day I was inspired to act, I was going to start my own Financial Planning practice! So, in January 2016 I handed in my notice and the rest is history. I feel truly blessed to be of service to my clients and my community. I take my role as Fiduciary and a Financial Coach very seriously, and above all else I value the human connection with my clients. In my practice I try to foster, empowerment, discernment, and hope with my clients. The most important aspect isn't simply the planning process, although that matters, but the real magic is your own engagement in the process.

My name is Melissa Different.

My name is Melissa Different.

To my clients thank you for your loyalty and friendships over the years – You are why I do what I do! To new visitors here I hope that you have found something that resonates and if you did, I hope to connect with you sometime soon to see how I may be able to help you navigate today's complicated financial world, with grace and confidence. Thank you for stopping by my website to get to know me and why I do what makes me Different!

My name is Melissa Different.

latest news

Mon, 05/08/2023 - 06:00
Investment icon Warren Buffett says there's wisdom in being "fearful when others are greedy and greedy when others are fearful." 1 He first gave this advice in 1986 and has re-iterated it over the past few decades during times of financial uncertainty: 9/11 in 2001, the 2008 mortgage crisis, the... Read more
Mon, 05/08/2023 - 05:30
The recent tremors in the US banking system (collapse of Silicon Valley Bank - SVB) have caused some Canadians to question how developments in the US might affects their own savings. The key thing to understand is that there are BIG differences between Canadian and US banking systems. A Google... Read more
Mon, 05/08/2023 - 05:00
As people age, maintaining financial independence can become increasingly challenging. However, there are steps that senior can take to help ensure that they can continue to live independently and enjoy their golden years without financial worries. Below, we will discuss some of the ways that... Read more